Budgeting

21 Ways To Find Cash Around Your House

The way I see it, we can keep hoping our boss will give us a big raise this year, or we can work on the other side of the income-expenses equation and look for savings around our home. After all, a penny saved is a penny earned. Some tips are fairly painless; others require a bit of work.  However, when …

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Why I Gave Up Budgeting

ledger-budget

I have a confession of sorts – I hate budgeting.  Well, I shouldn’t say that.  I do enjoy planning and developing a budget; I’m just terrible at following them. So I quit budgets. It really is freeing to give up tracking every expenditure.  I spend a lot less time now updating spreadsheets and Mint and other tracking sites. We do …

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Getting Out of Debt: Slash Your Monthly Budget

If you are currently deep in debt, and unable to significantly increase your income to help pay off your debt, you may want to consider chopping away on the other side of debt freedom equation – your monthly expenses. The only way to free up more cash to put towards debt is to increase your income or reduce your spending. …

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