17 Reasons Why I Broke Up With Credit Cards

I’m done.  I’ve played the credit card game long enough. Since that first time in college, inspired by the euphoria of attending my first college football game, I’ve always sort of been under the spell of credit cards.  I eagerly grabbed that Discover Card clipboard and gave up my credit virginity. I kept reminding myself of all of the benefits …

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Realistic Ideas for Diversifying Your Income Streams

With a new year underway I have been thinking a lot about the need to diversify my income streams.  While my near-term ability to continue full-time working status remains good, I’ve become heavily dependent on my full-time job for income. Not all of that is my fault. I can thank declining savings and dividend rates for knocking down a good …

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7 Critical Household Tasks to Perform Every Six Months

A lot of work goes into maintaining a home. In addition to everyday tasks like vacuuming, sweeping, mopping and dusting, there are certain tasks that should be done at least a few times per year. It’s easy to overlook these kinds of things or to let them slide, but you can avoid this by creating a biannual to-do list, setting …

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5 Financial Blogs You Should Follow in 2015

Over my years of financial struggle I have found great inspiration reading what others have to say on the subject of personal finances. Fortunately, blogging about money became popular at my financial low-point, providing me with several great role models for a financial turnaround. Since then, several newcomers have also made it on my daily reading list.  Here are five …

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What Is An Investment Banker?

The economy is improving. When this occurs, the job of the investment banker is in demand, and it has a wonderful outlook. Many vice-presidents started as investment bankers, and this is true of managing directors and partners as well. Even though investment bankers are highly coveted professionals, not everyone knows exactly what these people do. After you learn the investment …

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