7 Christmas Gift Ideas for Someone In Debt

Gift giving of the financial sort can be a sensitive subject.  You certainly don’t want to offend the recipient by insulting their intelligence or making them feel ashamed for the financial situation. However, chances are your friend or loved one confided in you about their debt, so when approached with the proper spirit, one of the following gifts should be well-received. …

Read More »

Improve Your Credit Score In 9 Simple Steps

Are you trying to improve your credit score?  I don’t have much use for credit scores these days.  Except for the occasional store card we open to save on a big purchase, I figure my credit score is largely irrelevant. Having said that, I also do not go out of my way to earn a bad FICO score, since credit scores …

Read More »
bug-out-bag

Bug Out Bag Essentials: 7 Items For Every Day Carry

Assembling a survival pack, or bug out bag, for emergencies is essential in today’s society.  You never know when a national emergency might happen. That emergency might look life a weather event, a terrorist attack, or some other form of natural disaster. For most of us, however, it is not practical to go about our daily lives with a bug …

Read More »

Running Your Household Finances Like a Business

Have you ever known someone who was great at running a business, but lousy at running their personal finances?  Unfortunately, that’s been me for the majority of my adult life. When it comes to spending company money, I’m frugal, thoughtful and borderline tightwad.  When it comes to spending my own money I’m very much the opposite – frivolous, impulsive and …

Read More »

Major Solar Storm Could Disable Power Grid For Third of Americans

As if the threat of an EMP attack were not enough, we now must seriously consider the threat from natural sources.  Namely, the sun. A report from The Washington Free Beacon cites the Department of Homeland Security and its dire prediction, “DHS: 100 Million Americans Could Lose Power in Major Sun Storm.” Yes, the sun certainly does pose a threat …

Read More »