16 Reasons Why You Are Still Broke

Thirteen years ago I was broke.  I mean flat broke.  I was stuck in a dead end job.  I had a mountain of student loan debt, a smaller mountain of credit card debt, a new car lease, and a newborn baby. I was stressed, depressed and anxious all the time.  I felt like an elephant was permanently parked on my …

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Should I Use Savings to Pay Off Debt

At some point in the process of attempting to get out of debt, most people will ask themselves an important question:  Should I use savings to pay off debt? The answer is a complex one, because there are several variables in play. The most obvious consideration is whether or not you have enough liquid savings to pay off your credit …

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8 Money Moves to Make Before Year End

In just a couple days we will be ushering in a new year.  It’s hard to believe we’ve completed another trip around the sun.  For some, holiday excitement has turned to post-Christmas blues, and those melancholy feelings are compounded by the knowledge that tax day 2014 is right around the corner. Fortunately, you still have a couple days to make …

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Best Career Choices for the Next Decade

If you are a student considering a field to launch your career in the next decade, there are a number of growing fields where you can expect job openings regardless of the state of the economy at the time you graduate. Some career fields are less cyclical, less dependent on a strong economy, as they provide a service that is …

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How to Guarantee You Will Be Broke By 30

This is a cautionary tale for recent graduates, or those who will be graduating high school or college in the coming months. Today’s society of mass consumption has made it increasingly easy for you to guarantee a certainly level of being broke by the time you reach 30 years-old. How so?  By consuming everything thing under the sun in your …

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